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Total income for Canadians rose in 2004

By CO Staff @canadaone |

For the first time in three years the median* total income for individuals increased as they rose 1.5% to $24,400 over the 2003 values. Among census metropolitan areas, the largest increase in median total income was in Greater Sudbury/Grand Sudbury (+2.8%) followed by Edmonton (+2.2%), Québec (+2.0%) and Calgary (+2.0%).

Meanwhile median employment income, in which only people with employment income are included, rose by 0.5% to $25,400.

Amongst the provinces and territories the Northwest Territories maintained the highest median employment income in the country at $35,400, up 3.7% from 2003. This was the largest gain among all provinces and territories.

The Yukon had the next highest median employment income of $28,300 (+1.4%) followed by Ontario at $27,900 (-0.1%) and Alberta at $27,500 (+2.2%). While Newfoundland and Labrador had the lowest at $17,000 their median employment income rose 3.0% in 2004, second only to the Northwest Territories.

Median employment income increased in 19 of 27 census metropolitan areas. The largest increases occured in Saguenay (+2.6%), Edmonton (+2.4%) and Greater Sudbury/Grand Sudbury (+2.3%) while the biggest declines were in Windsor, Thunder Bay and Victoria where median employment income was down by about 1.8%.

Table: Median total income and median employment income by census metropolitan area 2004

Median total
income:

$
Median total
income:

% change
2003 to 2004
Median
employment
income:

$
Canada24,4001.525,400
Abbotsford22,4001.823,200
Calgary29,2002.030,000
Edmonton27,7002.229,000
Greater Sudbury/Grand Sudbury26,4002.824,700
Halifax26,3000.826,700
Hamilton27,9001.029,700
Kingston27,7001.126,300
Kitchener28,9001.330,400
London27,1001.927,800
Montréal23,8001.125,800
Oshawa31,9001.033,400
Ottawa-Gatineau31,600 1.033,200
Québec26,4002.027,400
Regina27,9001.428,500
Saguenay22,4001.823,100
Saint John23,2001.724,100
Saskatoon25,2001.825,000
Sherbrooke22,9000.724,000
St. Catharines-Niagara25,0000.923,400
St. John's23,2001.225,100
Thunder Bay27,1000.827,000
Toronto25,5000.129,000
Trois-Rivières21,2001.522,800
Vancouver23,1000.725,800
Victoria27,9001.026,000
Windsor28,200-0.729,400
Winnipeg25,4001.325,900

As it has in the past, employment income represents 75% of the total income. Employment income includes:

  • wages and salaries,
  • commissions from employment,
  • training allowances,
  • tips and gratuities, and
  • self-employment income.

Government transfers represented the second largest source of income, accounting for 12% of total income at the national level. The main components of transfers were Old Age Security and Canada/Quebec Pension Plan benefits.

The relative reliance of individuals on government transfers compared to employment income is referred to as the economic dependency ratio. It measures the amount of transfer payments received for every $100 of employment income.

At the national level, taxfilers received $15.68 in government transfers for every $100 of employment income in 2004, down from $15.97 in 2003.

Among census metropolitan areas, people in Calgary relied least on transfer payments again, receiving only $7.46 for every $100 in employment income. Those in Trois-Rivières received the most ($23.98).

* The median is the point where one half of incomes are higher and the other half are lower.

Source: Statistics Canada

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